How to Buy an Individual Health Insurance Plan

More Americans are buying their own health insurance, but the process can be tough. There are ways to make sure you understand what you’re buying, and that you get the product that’s best for you.

You may want to start by confirming that you really do need to buy individual insurance. For many people, it’s better to avoid the individual market, since in most states insurers can reject you because of preexisting health conditions.

The Kaiser Family Foundation web siteis a good place to start in researching your eligibility for various government programs or, if you are losing coverage because of a layoff, continuing workplace benefits through the federal law known as Cobra.
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